So, NMRA came up with the DCC definition/standard, and all systems are compatible.
-ish........
As you have already found out, things have changed over time.
Features have been added, and there is also how a particular manufacturer interprets the standards.
Any DCC Central Station, will talk (theoretically) to any decoder, but if you have an older loco, it may not take (easily) a modern decoder.
The CS may not support certain new features.
Both these will limit what we can and can't do.
There is nothing in the standards about control over Bluetooth, or WiFi, or any other proprietor RC system.
If you buy a decoder which does allow you to control it from a tablet or phone, this will be proprietor to that manufacturer. - You won't be able to control another manufacturers decoder, unless you have that manufacturers app as well.
You should be able to control both manufacturers decoders via a true track-powered DCC system. - If not, then it is not DCC, whatever it says on the packet.
It may be using DCC components, but is not a 'true' DCC system.
Every wireless/Bluetooth implementation is proprietary to that manufacturer / system.
Massoth have their Navigator handsets, that can be wired or wireless to their Central Station.
Some systems have an app available that you can run on a phone or tablet. - Do check that the system you want to use is supported by the tablet/phone 'family' you wish to use. - Not everyone is available for both Apple and Android.
Once you have made a decision which manufacturer to go with, you tend to stick to that manufacturers decoders. - It is just easier, to stick with what you know.
To the specifics of your present loco:
You are looking at either an LGB, or a Massoth, decoder to 'just plug in'.
This won't have sound, so you would then Neen to add a second decoder to give you sound.
Alternatively, you strip out the original board, fit a modern sound (and driving) decoder of your choice, and then wire it into the loco.
By much the easiest route to get you going, will be to buy a LGB or Massoth decoder, which will plug into the existing board in the loco.
You can play with this, and learn a little about CV's and what you can and can't do.
Then perhaps fit a decoder to a second loco, but something more modern, which may well require a little more knowledge.
PhilP.