Thirdrail68 said:
Will I still need resistors, 470 or 680 ohms. If so what voltage
Well, I think you should, if you're intending to wire to the track for power. You don't buy resistors by voltage, but by resistance and wattage (power handling capability).
As mentioned before, if you're running the same NCE system as me then your DCC is around 18V.
You say the LEDs you bought are intended for 12V, that leaves 6V that needs to be dropped by the extra resistor.
Typical 5mm LEDs are usually rated for around 20mA, but I usually use a value of 15mA to leave a bit of headroom. Therefore the resistor has to limit the current to 15mA at 6V.
Electrical formula Ohm's Law says resistance (ohms) = volts / amps. 6/0.015 = 400 ohms.
If we play with one of the line LED resistor calculators such as
http://led.linear1.org/1led.wiz, we can enter the following:
source voltage = 18V
diode forward voltage = 12V (usually this would be more like 2V but you've bought LEDs with built-in resistors for 12V overall voltage. The calculator knows 12V is an unusual value and warns you, but uses it anyway)
diode forward current = 15mA
... the calculator suggests 470 ohms 1/4 watt resistor as the nearest standard value on or greater.
If you change the current to only 10mA (typical for a smaller 3mm LED) then the calculator reckons 680 ohms.
If you allow the current to be 16mA, the calculator suggests 390 ohms.
If you go up to 20mA, the resistor would be 330 ohms.
So you can see there is some opportunity to experiment with the resistor value, you might get a little more brightness with the lower resistor values if you need it, but at the risk of reducing the LED life a little. Resistors don't cost much, it's worth getting 330, 390, 470, 680 ohm values to try. Use the highest value which does the job. Do you know the suggested/rated max current of your 12V LEDs?