Of course another option to isolated track sections, is to fit switches to the locos to isolate the motor. This is not an original idea, I took the idea from an old LGB 'Mogul' tank loco which has a 3 positions slide switch mounted on the firebox backplate; 'Off', Lights and smoke only, All on.
I have some isolated track sections, but having now fitted switches to all my other track powered locos I rarely switch the sections off unless I'm parking a non-insulated live steam loco on it.
I accept the fact that in order to modify a loco one has to dismantle it, identify which wires go where and do what, and find an accesible location to mount the switch (either slide or toggle). And in some instances it may be necessary to insulate one of the motor terminals, and attach a wire between it and the switch, if the motor terminals are in contact with the pick-up bussing strips (a la Stainz). The switch on this loco incidentaly is a toggle mounted in a brass frame attached to the cab floor and operated by a dummy reversing lever which extends to just above the cab cutout.
Anyway, food for thought; it will not be the solution for everybody, but it works for me!